Areas of Expertise

At Whittington & Associates, we are dedicated to helping our clients conserve wealth and protect the extensive assets that have been built, in some cases, over several generations. With over 40 years of experience, we offer clients an impressive depth of expertise in everything from estate and retirement planning, to business succession and charitable giving. Some of our common services include:

Executive Benefits

Most successful businesses employ talented executives whose contributions to the bottom line are critical. It is essential to attract and retain high-caliber people. Our firm can suggest a variety of benefit packages that effectively retain key employees as well as attract new ones.

Business Succession

A lifetime of work goes into the development of a successful business, often making it a client’s most valuable asset. An estate plan should be in place to protect that asset and ensure its viability and value long into the future. We can offer innovative strategies for the continuation of the business that address the needs of each family member.

Wealth Management* & Retirement Planning

We work with our clients to design and implement a variety of accumulation and retirement income plans, offering insurance products, investment programs ranging from separately managed portfolios of stocks and bonds to mutual funds, and access to third-party wealth management programs. We offer a consistent process to ensure management of investment assets according to your risk tolerances and expected returns investment goals. We then monitor your plan on a continual basis, and adjust and evolve as your needs change.

*N. Susan Whittington financial advisor offering investment advisory services through Eagle Strategies LLC, A Registered Investment Adviser

Social Security

Having an overall retirement income strategy is important regardless of whether you're just beginning to claim benefits or simply learning more in order to plan for the future. For some Americans, Social Security benefits can represent nearly 40% of their total retirement income1. Social Security benefits build a foundation for guaranteed income monthly. Please take a moment to review the resources that we've compiled for you below and contact us with any questions or if you're ready to start planning for your future.

1Social Security Administration, ssa.gov, 2014

Estate and Legacy Planning

A well-engineered estate conservation plan can minimize tax liability and ensure that loved ones are protected. We work with clients and their professional advisors to analyze their current financial status and assess the potential impact of state and federal taxes on a client’s estate. Using this baseline, we develop and suggest strategies that will meet planning goals in coordination with personal philosophies and family needs. Additionally, we can help clients look at the benefits of a charitable giving plan designed to meet personal goals and achieve philanthropic objectives.

Wealth and Asset Protection

At Whittington & Associates, we develop strategies to help shield your business and personal assets from liabilities or life events. In addition to death benefit protection, this can help safeguard asset transfer to children and grandchildren.

Charitable Gift Planning

Charitable gift planning allows our clients to support the organizations and causes that matter to them, while providing immediate income streams and generating valuable ­tax benefits. At Whittington & Associates, our philanthropically-minded clients support a wide array of charitable institutions, and numerous charitable giving strategies exist. We will discuss your needs and wishes to determine what will work best, then we will work collaboratively with your legal and tax professionals to implement the plan.

Retirement Planning

We design and help implement a variety of accumulation and retirement income plans, offering insurance products, investment programs ranging from separately managed portfolios of stocks and bonds to mutual funds, as well as access to third party wealth management programs. We offer a consistent process to ensure management of investment assets according to client risk tolerances and return goals, monitoring on a continual basis, and the evolution of portfolios in conjunction with changing client objectives.

Employee Benefits

Finding quality employees is half the challenge. Keeping them – and keeping them well motivated – is the other half, especially in today's tight labor market. One way to do that is to provide competitive benefits. I know, when many small business owners hear the words "employee benefits," they immediately think, "one more expense I can't afford!" If this sounds like you, you might want to think again. Two reasons:

1. Carefully selected benefits can help reduce costly employee turnover, boost morale and, in turn, help assure your company's stability and productivity.

2. Benefits need not cost you an arm and a leg. For example, a voluntary payroll deduction program lets workers – including you as an owner-employee – acquire valuable benefits at virtually no cost to you.

*Neither Whitting & Associates nor its employees, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

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